Make your gift count: Check out charities

Giving to a charity should not be difficult. Unfortunately, it can be. It is estimated that charity fraud exceeds $20 billion each year…yes, BILLION! 

What can you do to ensure your charitable gift is going to a legitimate charity and being used most effectively? Here are some tips:  Read more of this post


by Don Doyle, Jr. for The Cincinnati Insurance Companies

Your personal umbrella policy: Increased policy limits…and more

Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. A personal umbrella policy works hand in hand with your existing underlying insurance, adding a layer of liability limits to protect you in today’s litigious society.

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by Bill Taylor for The Cincinnati Insurance Companies

Employers prepare for new OSHA reporting rule

Beginning January 1, 2015, employers will have new requirements for reporting workplace fatalities and serious injuries to the federal government. 

A new Occupational Safety and Health Administration rule also revises how records are kept and updates the list of employers partially exempt from record keeping requirements. Even an employer partially exempt from recordkeeping must still adhere to the new reporting requirements.

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by Steve Metzger for The Cincinnati Insurance Companies